Real estate appraisal services for homeowners in the city of Bertram and Burnet County

The top seven reasons why TX homeowners hire Terry Tuttle Appraisal Services, Inc.:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To cut their mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a TX divorce, when real estate needs to be divided
To determine the true market value of property in question to settle an estate in TX

Own a home in or near Bertram, TX and need help deciding the value of it?
Contact Terry Tuttle Appraisal Services, Inc..

At Terry Tuttle Appraisal Services, Inc., we understand the individual needs of a consumer in need of appraisal services. Our usual business clients get the appraisal process and the customary reporting formats. Being a consumer that ordinarily doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping people just like you do away with unneeded and unwanted PMI insurance.

Challenging a property tax assessment

If you live in an area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Terry Tuttle Appraisal Services, Inc. is your number one weapon.

HELOC recently frozen?

If your property is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Terry Tuttle Appraisal Services, Inc. can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for accuracy? Terry Tuttle Appraisal Services, Inc. offers field reviews where we go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Terry Tuttle Appraisal Services, Inc. can help with that too. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.